Many collectors and estate owners have recently discovered that refineries are refusing Sterling and Coin Silver. This shift has left many wondering what can be done with inherited silverware, coin silver, or estate items once considered easy to melt and sell.
At Moloian Luxury Assets, we specialize in helping clients find value in silver assets when the traditional refinery route is no longer viable.
1. Identify What Type of Silver You Have
Before taking any steps, it’s essential to understand what kind of silver you own:
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Sterling Silver (92.5%) – Usually marked “Sterling” or “.925.”
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Coin Silver (90%) – Common in 19th-century U.S. silverware, sometimes marked “Coin.”
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Silver-Plated – A thin silver layer over base metal; has little to no melt value.
Professional testing or appraisal ensures you don’t undervalue collectible or rare items.
2. Why Refineries Are Saying No
Refineries are increasingly avoiding low-volume or mixed-purity silver for several reasons:
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Tighter EPA and environmental regulations on refining chemicals.
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Rising labor and testing costs, which make small lots unprofitable.
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Focus on higher-purity industrial silver or bullion contracts.
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Freight and insurance costs that outweigh the melt return on small shipments.
This shift means estate holders must explore alternative ways to unlock their silver’s value.
3. Options for Unlocking Value
A. Numismatic and Estate Appraisal
An expert appraisal can reveal collectible or historical value beyond melt worth. Makers such as Tiffany, Gorham, or Reed & Barton can command high premiums.
B. Sell to a Specialized Buyer
At Moloian Luxury Assets, we maintain direct relationships with private collectors and silver specialists who value craftsmanship, design, and rarity—not just weight.
C. Repurpose or Retain Sentimental Pieces
Silver can be repurposed into custom jewelry, décor, or keepsakes that preserve family history while reducing clutter.
D. Partial Liquidation
You can choose to liquidate certain items (like bullion or duplicate flatware sets) while retaining meaningful heirlooms.
4. Avoid “We Buy Silver” Pitfalls
When selling, ensure that buyers:
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Clearly disclose weight and purity pricing.
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Provide transparent testing results.
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Are licensed and insured precious metals dealers.
Be cautious with online mail-in services that offer vague quotes or hide fees.
5. The Bottom Line
Even though refineries are stepping away from Sterling and Coin Silver, your collection still has potential.
Through proper appraisal, transparent pricing, and specialized resale channels, you can recover the best value.
Contact Moloian Luxury Assets
???? (805) 870-4327
???? www.moloianluxuryassets.com
✉️ info@moloianluxuryassets.com