Terms and Conditions

Last Updated: May 21, 2026

Welcome to Moloian Luxury Assets ("Company," "we," "us," or "our"). By accessing this website, purchasing from us, selling items to us, consigning items with us, scheduling an appointment, or otherwise using our services, you agree to the following Terms and Conditions.

These Terms and Conditions are intended to comply with applicable United States federal law, California law, consumer protection requirements, e-commerce best practices, and precious metals / numismatic industry standards. If you do not agree with these terms, please do not use this website or our services.

1. Company Information

Moloian Luxury Assets
Ventura County, California, USA
Phone: 805-870-4327
Email: info@moloianluxuryassets.com

2. Nature of Our Services

Moloian Luxury Assets may provide:

Purchase and resale of rare coins, bullion, jewelry, watches, art, and collectibles
Appraisal services
Consignment services
Wholesale and retail transactions
Estate and inherited collection evaluations
Precious metals testing and authentication
Online and in-person transactions

All transactions are subject to availability, verification, fraud prevention review, and acceptance by us.

3. Product Authenticity and Testing

We make commercially reasonable efforts to ensure the authenticity and accuracy of all descriptions.

Precious metals may be tested using XRF analysis and other industry-standard testing procedures. Gemstones and diamonds may be tested using commercially accepted gemological equipment.

All weights, grades, measurements, and descriptions are approximate unless specifically stated otherwise in writing.

4. Pricing and Market Volatility

Prices for precious metals, coins, jewelry, bullion, and collectibles may fluctuate rapidly due to market conditions.

All listed prices, offers, quotes, and bids are subject to change without notice until payment is received and accepted.

5. Payment Terms

Accepted forms of payment may include:

Bank wire transfer
ACH transfer
Cashier's check
Personal check
Credit card
Debit card
PayPal or similar processors
Cash where legally permitted

Certain payment methods may require identity verification and fraud screening.

6. Shipping and Delivery

We ship using commercially reasonable carriers including USPS, FedEx, UPS, armored carriers, or other delivery providers.

Risk of loss transfers to the buyer upon confirmed delivery by the carrier unless otherwise required by law.

7. Returns and Refund Policy

Eligible retail purchases may be returned within fifteen (15) calendar days of confirmed delivery unless otherwise stated in writing.

Returned items must remain in original condition and packaging.

Certain items including custom orders, bullion tied to live market pricing, and final sale items may not be returnable.

8. Consignment Services

Consignment transactions are governed by separate written agreements.

9. Appraisals and Opinions

Any appraisal or valuation provided reflects an opinion only and is not a guarantee of future value or sale price.

10. Anti-Fraud and Compliance Measures

We may require government-issued identification, address verification, payment verification, and transaction monitoring where required by law.

11. Privacy and Confidentiality

We take commercially reasonable measures to protect customer information. No online transmission or storage method can be guaranteed completely secure.

12. Intellectual Property

All website content is the property of Moloian Luxury Assets or its licensors and may not be copied or reproduced without written permission.

13. Website Use Restrictions

You agree not to misuse the website, attempt unauthorized access, upload malicious software, or violate applicable laws.

14. Third-Party Services

We are not responsible for third-party websites, payment processors, or services linked from this website.

15. Limitation of Liability

To the fullest extent permitted by law, Moloian Luxury Assets shall not be liable for indirect, incidental, or consequential damages.

16. Indemnification

You agree to indemnify and hold harmless Moloian Luxury Assets from claims arising from misuse of the website or violation of these Terms.

17. California Sales Tax and Regulatory Compliance

Applicable sales tax will be collected where required by law.

18. Dispute Resolution

These Terms shall be governed by California law, with venue in Ventura County, California.

19. Force Majeure

We shall not be liable for delays or failures caused by events beyond our reasonable control.

20. Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time.

21. Contact Information